We've developed strategies that help you enjoy more choice, flexibility, and guaranteed income growth, so you can focus on the things that really matter.
A variable annuity that combines tax advantages and an innovative fee structure to help you keep more of your money invested and working for you.
A variable annuity benefit that can help increase your retirement income, protect it from downturns, and guarantee it lasts a lifetime.
A variable annuity that can tell you immediately what your retirement income will be, now or at a future date, without stock market exposure.
Premier Investment Variable Annuity provides growth efficiencies and full range of investments to help you react quickly to changing market environments.
The product is designed to help you keep more of your money invested and benefitting from compounded growth.
Premier Investment variable annuity offers tax-free transfers among your chosen funds — to help you reduce or eliminate inefficient tax events and boost any growth on your investments.
The product also features an innovative Pro-Growth fee structure that lowers the effective fee as the account grows.
These growth efficiencies, combined with a full range of investing strategies, can help effectively manage your wealth today to help grow it for tomorrow.
When you invest in a tax-deferred account, such as a variable annuity, you may be able to delay paying income tax until you begin taking withdrawals from the account, presumably after you retire.
So, instead of paying income taxes on earnings you make each year, you get to keep that money invested while potentially growing your retirement savings.
By deferring taxes on any growth in your investments until you begin taking withdrawals, you keep more money invested to benefit from compound growth. But how much difference can that amount really make to your potential growth?
The hypothetical example above is for illustrative purposes only. It does not reflect a specific annuity, an actual account value or the performance of any investment. If this were an actual example, various costs would be factored into the gross return, including annual insurance and administrative charges of the annuity, annual contract charges, investment management fees of the underlying funds, the cost for any optional features, and any other applicable fees. The example assumes an initial investment of $500,000; a tax-deferred investment growing at an 8% hypothetical annual rate for 20 years; and a taxable investment growing at an 8% hypothetical annual rate for 20 years, with an assumed annual tax rate of 28% on each year's earnings. Please note that the impact of tax deferral can vary depending on the annual rate realized. This illustration does not consider that income tax rates may be higher in future years or that bunching income into one year may cause you to be in a higher tax bracket.
Decrease the impact of inefficient tax events, such as earnings associated with rebalancing your portfolio, portfolio turnover, and frequent trading, with tax-free transfers that let you make strategic changes to your investments without the tax implications.
These events may indicate inefficient tax events that could be avoided using tax-free transfers and tax-deferred investing.
Every investor is unique. That’s why our investment platform offers a full range of asset allocation portfolios from leading brand-name and boutique firms. Choose from one of the investment strategies below or combine portfolios to create your own.
You and your financial advisor have the flexibility to invest by selecting one or any combination of our three approaches.
Two types of asset allocation portfolios: traditional, focused primarily on traditional asset classes such as stocks and bonds; and themed, with investment strategies based on specific market views.
Diversified allocations ranging from conservative to aggressive let you and your advisor build a strategy suitable for your risk tolerance and growth needs.
Enjoy the complete flexibility of combining managed asset allocation portfolios, guided allocations, and individual asset class portfolios.
Prudential is not providing investment advice. Selections are dependent on the risk tolerance and investment goals of the customer.
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